Opinion
Which duo rank as the UK’s top insurance Power Pair?
For her first ever comment article for Post, Penny Black ranks the UK insurance industry's most credible couplings, deal-tastic duos and peerless pairs that are the envy of all their rivals.
Why listed properties are increasingly underinsured
Standard rebuild assumptions often fail to reflect the true cost of reinstating historic buildings, warns Michaela Tweedley, director at Brawdia, leaving many heritage assets significantly underinsured.
Briefing: What does the future hold for Ardonagh’s Everywhen?
As sources tell Insurance Post that Ardonagh may be opening up to the idea of selling Everywhen, deputy editor Scott McGee examines whether history could be repeating itself, after previous speculation and an M&A slowdown led to the disposal of Atlanta.
Stop being hypocritical and give PCWs what they want
Deputy Editor’s View: Scott McGee argues that if insurers want aggregators to focus on more than just price, they should provide the claims data they’ve been asking for.
Why delegated oversight can no longer be housekeeping
Lloyd’s has embraced delegation at scale, but Richard Spencer, managing partner of New Link Consulting, argues governance and customer outcome monitoring have failed to keep pace.
Endless heatwaves are becoming insurance’s hot potato
Editor’s View: A summer of heatwaves, wildfires and increasing subsidence claims is another warning that insurance cannot rely on yesterday’s climate to price tomorrow’s risks, according to Emma Ann Hughes.
Pet insurance must stop pricing averages and focus on health
Artificial intelligence, augmented data and preventative care models could help insurers move beyond commoditised underwriting, sell more policies and give consumers fairer premiums, according to Kesh Thukaram, co-founder of Best Insurance and excitare…
Has broker Bennetts set a record with seven owners since 2000?
Content Director’s View: Private equity, consolidators, insurers seeking diversification ... these have all contributed to a boom in M&A and investment in the UK insurance sector since 2000. Jonathan Swift looks at which businesses have – as a result –…
Markel’s Browning on people data as a business imperative
Insurance excels at using data to understand risk, but Jo Browning, chief people officer at Markel International, says too many firms still lack the trust needed to understand their own people.
Nord Stream ruling broadens reach of war exclusions
Alexandra Lyons, partner at law firm Stewarts, outlines how Nord Stream lost a €580m lawsuit in which it called for its insurers to pay out over explosions that damaged pipelines and examines the ramifications for the industry.
Why Intact should go for Hiscox
After revealing that Intact is potentially looking at lining up a bid for Hiscox back in May, Scott McGee looks at what the deal could mean, and why it absolutely makes sense.
Can telematics undo bad driving habits learned from parents?
As research shows young drivers pick up bad driving habits from their parents starting as young as three or four years old, James Armstrong, UK motor claims director at Admiral, considers how telematics can help develop good habits.
Why continuous monitoring will define AI insurance
Traditional underwriting models cannot assess autonomous artificial intelligence systems, which Nik Kairinos, CEO and co-founder of Raids AI, argues makes real-time monitoring critical to insuring emerging liabilities.
What Lloyd’s Neal investigation means for workplace relationships
Editor’s View: Emma Ann Hughes observes Lloyd’s investigation of John Neal’s conduct raised important questions about whether insurers have the transparency, governance and culture required to tackle personal relationships when they intersect with power.
Neal findings must strengthen Lloyd’s governance
Sheila Cameron, CEO of the Lloyd’s Market Association, praises whistleblowers, backs Sir Charles Roxburgh’s governance reforms and urges the market to focus on implementing the lessons learned from the investigation into former Lloyd’s CEO John Neal.
QBE’s Harris: Burnham’s prevention vision mirrors insurance
New prime minister Andy Burnham’s call for a more preventative UK highlights one of the biggest challenges facing governments and businesses alike: making good decisions about risks that haven’t happened yet, observes Jason Harris, CEO of QBE…
Why competing on price is a dead end for insurers
In a market where price wins attention but experience earns loyalty, Colin Reid, client director at Getronics, says insurers are discovering that customer trust depends on the technology, data and service behind every interaction.
Telematics should be judged on more than pricing alone
Telematics should not merely be dismissed as a pricing tool by insurers but used better as if it can help even one driver avoid being killed or seriously injured, it is worth taking seriously, claimed Paul Stacy, group CEO at IMS.
Three Lions on a shirt and insurance kept Jules Rimet gleaming
Editor’s View: England may have fallen short of the World Cup final, but Emma Ann Hughes observes the tournament has once again demonstrated the vital role insurance plays in protecting football’s biggest spectacle.
Insurance’s AI blind spot is becoming a governance risk
Pressure to innovate is pushing insurers to deploy autonomous artificial intelligence systems without fully developed controls or auditability, warns Bharat Mistry, field chief technology officer at TrendAI.
Protecting heritage in a warming world
Jo Whyman, director of risk management at Ecclesiastical, explains how climate change is creating a new challenge for the owners, trustees and charities who steward our historic buildings.
E-Bikes, e-scooters and the cost of regulatory gaps
Without coordinated reform, Faye Fishlock, partner at law firm DAC Beachcroft, warns the social and financial burden of micromobility incidents will continue to fall on victims, insurers and motorists.
Insurance’s AI buffet is over so now comes portion control
Editor’s View: As insurer’s chief technology officers start to see their artificial intelligence bills skyrocket due to growing usage of the technology by staff, Emma Ann Hughes asks is rationing nigh?
What the Glasgow blaze reveals about connected urban risk
Richard Toomey, director of market planning at LexisNexis Risk Solutions, explores how the recent Glasgow fire should act as a reminder of the danger presented by interconnected buildings, infrastructure and human activity.