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Why insurers can’t afford to sleepwalk into the next regulatory wave

Loka Venkatramana

As regulatory demands tighten across the FCA and Lloyd’s, Loka Venkatramana, senior consultant at Pathlight Associates, warns insurers must adapt with data-driven, outcome-focused compliance or risk being left behind.

If you work in insurance, compliance can often feel like a moving target. 

At the end of 2025 the ground shifted again with the Financial Conduct Authority’s five-year Strategy and Roadmap for Retail

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FCA confirms AI review led by Mills

The Financial Conduct Authority has today (27 January) confirmed Sheldon Mills is to lead a review into the implications of advanced AI on consumers, retail financial markets and regulators.

Are you ready to be stress tested by the PRA?

The regulator’s 2026 dynamic stress test will plunge insurers into a real-time, three-week crisis simulation unlike anything the sector has faced before, forcing firms to prove not just their capital strength but their ability to make rapid, data-driven decisions under pressure.

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