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Forces set to reshape home insurance pricing into 2026

home-property-management

From climate impacts and subsidence surges to fraud trends, electric vehicle fire risks, regulation and artificial intelligence, Peter Farrelly, chief operating officer of Sedgwick, outlines the key forces set to shape home insurance pricing and development in 2026.

There are many risk issues and market fluctuations to consider in the coming year – some arise from traditional underwriting concerns, while others are driven by new factors. 

From a claims perspective

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