Post forward features list

Insurance Post writers are working on the features listed below.

You may contact the journalists directly to offer interviews and comments.

Please make sure they have all relevant material several days before the deadline.


Topic: Renovation fires

Author: Rachel Gordon
[email protected]
Deadline: Friday 26 October

Many fires occur on construction sites and two recent cases have shown how costly they can be.

In June, a huge fire devastated the Glasgow School of Art, which was undergoing restoration after a smaller blaze four years before – the sprinkler system was not yet operational.

And in August, it took three and half days to extinguish a fire at a Primark store in Belfast. The Bank Buildings was being refurbished and extended.

How do commercial property and business interruption policies work in this type of cases? What about contractors’ liability? Are there overlaps or gaps in coverage? How can fire risks be mitigated? Do fire safety regulations need to be reviewed for the construction sector? Will the recent fires have an impact on wordings or on premiums?


Topic: Influencer insurance

Author: Veronica Cowan
[email protected]
Deadline: Friday 26 October

Hiscox has launched a policy aimed at people who use social media for commercial purposes, for instance vloggers monetising their Youtube channel or influencers promoting products on Instagram.

How does this policy articulate with existing products? Is there really a market for it? Are other insurers going to follow? What sort of claims can be expected? As the risks are only emerging, how are they underwritten?


Topic: Salisbury and BI

Author: Martin Friel
[email protected]
Deadline: Friday 26 October

Fewer tourists have been visiting Salisbury after the Novichok attack, but these indirect losses aren’t covered by business interruption policies. Even before these long-term repercussions, the Skripal poisoning exposed gaps in BI coverage, because chemical losses are traditionally excluded.

Pool Re has been so far unable to cover non-damage BI losses resulting from acts of terrorism. The Counter-Terrorism and Border Security Bill currently going through Parliament should change that.

How are BI policies adapting to emerging threats?


Topic: Review of the year 2018

Author: David Worsfold
[email protected]
Deadline: Friday 2 November

Insurance Post is looking back at the events that have shaped the insurance industry in 2018, from big mergers and acquisitions (LV-Allianz; Axa-XL; Marsh-JLT; Ardonagh-Swinton) to new regulations (GDPR, IDD) and costly claims (Beast from the East, building fires), and of course the never-ending whiplash battle. Are we forgetting anything?


Topic: Mining

Author: Edward Murray
[email protected]
Deadline: Friday 9 November

In its Mining Risk Review for 2018, Willis Towers Watson stated that rising geopolitical tensions impacting on supply chains are increasing volatility in the sector. Several other key issues are facing the mining industry, including retreat from coal, regulatory pressures, and a change in market dynamics.

What does the future hold for insurers that underwrite mining?


Topic: IT breach litigation

Author: Martin Friel
[email protected]
Deadline: Friday 23 November

A group action legal claim has been launched against British Airways on behalf of passengers for the “inconvenience, distress and misuse” of their private information, following a recent cyber attack on the airline's IT systems which resulted in the loss of sensitive and private customer information.

Other attacks of this kind may leave companies open to litigation. So what are the ramifications on insurance and reinsurance policies?


Topic: Unoccupied property

Author: Edmund Tirbutt
[email protected]
Deadline: Friday 30 November

Whether the number of empty homes in the UK is going up or down is subject to discussion. But there is undoubtedly a market for unoccupied property insurance.

MGA Gresham Underwriting says it launched its product in response to its brokers’ requirements. “With so many retail, office and industrial units becoming unoccupied, this product certainly provides a solution to much increased demand,” said chief underwriting officer Rob Munden.

Its product joins a range of offers in both personal and commercial lines. What are the prospects of these markets? Who is best placed to cater to this demand – brokers, insurers or MGAs?


Topic: Preview of 2019

Author: Sam Barrett
[email protected]
Deadline: Friday 30 November

For the UK insurance industry, like the rest of the country, 2019 will be marked by Brexit. How do insurers and brokers contemplate the loss of passporting? How will they ensure contract continuity? Next year also, the industry should feel the effect of the highly anticipated whiplash reforms. What impact will it have on personal injury claims, and motor insurance in general? And what about dual pricing? Is it the end of it?

What other events and trends is the industry bracing itself for?


Topic: The impact of automation on insurance jobs

Author: Eleanore Robinson
[email protected]
Deadline: Friday 7 December

Investigating the real-life impact of automation, Goldsmiths, University of London found that augmented workplaces score 33% higher on factors deemed to make a workplace ‘more human’.

There is however a marked difference in the responses of insurance executives, compared to their colleagues in finance. Only 48% of insurance respondents say that RPA- and AI-based augmentation have a positive impact on employee effectiveness. Just 51% say their companies are open to embracing new technologies.

How prepared is the insurance industry? Which sectors and lines are embracing automation more than others? With what results? What are the impacts of automation on insurers’, brokers’, loss adjusters’ jobs?


Topic: Rental insurance

Author: Rachel Gordon
[email protected]
Deadline: Friday 14 December

The government should promote a deposit replacement insurance system as an alternative to upfront deposits, suggests a recent report, arguing it would allow renters to insure against potential damage or missed rent payments without having to find a large upfront deposit, estimated to average £1041.

The Centre for Policy Studies says such insurance schemes could easily be developed within the existing insurance market, would enable renters to retain more of their own money when moving into a property and enjoy the interest accruing during their tenancy. The CPS adds an insurance-based model would also allow renters to build up a reputation as a good tenant through a ratings system similar to no-claims bonuses for motor insurance, while landlords still received protection against property damage and missed rental payments.

Is there a market for this product? How would it articulate with landlord insurance?


Topic: Bad data

Author: David Worsfold
Contact: [email protected]
Deadline: Friday 21 December

Insurers have been collecting data for ages and they’ve been using that data to take decisions for just as long. As the processes they use for modelling data are becoming more powerful, they need to now consider the quality of that data. Charlotte Halkett, MD of insurance product at Buzzvault, recently asked: “What about when your data is a poor representation of reality, collated with inherent bias or – even worse – just plain wrong? […] There is great danger in smart models amplifying bad, unreliable data into bad, unreliable decision-making.”

Are other insurers and brokers aware of this risk? How could it manifest itself? Have they noticed instances where bad data generated problems? Are they taking steps to guarantee the quality of their data?




With the relaunch of Post in print as a monthly edition, we introduced three new columns. We are on the lookout for people to feature in these:

Odd jobs in insurance

This page is designed to highlight the diversity of insurance as a career. This is a Q&A with someone who works for an insurer but in an unexpected capacity - basically not an underwriter or claims adjuster. Are there drone flyers, historians, vets or others working in insurance? We want to hear about them.

Nominate someone willing to take part by emailing [email protected]. We will then send over some questions, which will need to be answered in writing in no more than 500 words. We will also need a picture of the person in their unexpected job.

My other life

Each month we will feature a person in the industry and their life outside of insurance or the hobby at which they excel. Possible candidates could be expert sportspeople, published authors, musicians, scoutmasters, alternative therapists etc.

Nominate someone willing to take part by emailing [email protected]. We will then send over some questions, which will need to be answered in no more than 300 words. We will also need a photograph of the person in their work wear and then in the clothes they wear in their other activity or hobby.

Rising star

This column is designed to highlight rising stars in the sector. We would like managers to put forward their under-30 promising talent, explaining why they are a rising star.

Managers may nominate someone under 30 by emailing [email protected]. We will then send over a set list of questions asking the rising star about their career to date, which will need to be answered in no more than 300 words. We will also need a picture of the rising star and their CV to date, along with a picture of the manager.



No, you can’t get final sign-off

Dear PR friends,
Following some requests received by Post’s freelancers and in-house journalists, we’d like to clarify a few points regarding quotations.

- We prefer you to trust us and not ask to check the quotations. Interviews are recorded; the points made by the spokesperson will be reported faithfully.
- For features, if you need to get the quotes approved, let us know in advance and get them signed off well within deadline. You’ll be able to see your spokesperson’s quotes, not the whole article.
- In some cases (technical points, figures, dates, unusual spellings), we’re happy for you to check we didn’t make mistakes.
- Only factual mistakes will be amended.
- We have a style guide and we’ll stick to it.

If you find these rules unreasonable, you may opt out of contributing comments. But we hope to continue working with you in a constructive and trusting atmosphere.

The Post team

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