Articles by Emma Ann Hughes
Top 100 UK Insurers 2025: Allianz
Allianz is ranked tenth again in Insurance Post’s Top 100 UK Insurers list thanks to disciplined pricing, new partnerships, and digital transformation.
Top 100 UK Insurers 2025: Intact Insurance
Intact Insurance, formerly known as RSA, has held firm in fourth place on this year’s Top 100 UK Insurers list thanks to bold investments in technology, faster claims resolution, and its One Commercial programme.
Top 100 UK Insurers 2025: Admiral
Admiral has climbed from seventh to fifth place on this year’s Insurance Post Top 100 UK Insurers list, thanks to strong profit growth and the acquisition of More Than's renewal rights.
Business interruption insurance after Covid-19
How has business interruption insurance changed since the pandemic – and whether the lessons of Covid-19 are really being applied today – is the focus of the latest Insurance Post Podcast.
Flood Re calls for property flood resilience to be made mainstream
Flood Re has kicked off this year’s Flood Action Week with a call for government, insurers, lenders and homeowners to work together to make property flood resilience a mainstream part of protecting property across the UK.
Ransomware costs soar as cyber claims decline
The financial fallout of ransomware is mounting, even as the number of cyber insurance claims received declines, data from Resilience has revealed.
Classic car insurance keeps vintage motors running
How the classic car insurance market has geared up for changing vehicle values, supply chain challenges, shifting owner expectations, plus environmental pressures is examined by Emma Ann Hughes.
Reinventing motor insurance for the app generation
A special episode of the Insurance Post Podcast for Motor Week examines how subscription services, car-sharing platforms, and mobility apps are reshaping motor insurance.
Lloyd’s leads City breast and chest cancer checks campaign
Lloyd’s will host what organisers claim is the largest ever City-wide workplace health and wellbeing campaign this month.
Regulators to tackle motor claims management practices
The Financial Conduct Authority, Solicitors Regulation Authority, Information Commissioner’s Office and the Advertising Standards Authority plan to tackle misleading advertising and information about motor finance claims.
Fairer Finance demands FCA probe into pet cover limits
Fairer Finance has accused pet insurers of adding “deceptive” inner limits to policies marketed as comprehensive, which could leave owners facing thousands of pounds in unexpected vet bills.
FCA fines set to hit record low
2025 could see the lowest total value of fines issued by the Financial Conduct Authority in the regulator’s history, according to analysis by compliance and regtech platform Hackford.
RSA ends and Intact era begins with specialty lines plan
RSA will today (6 October) become Intact Insurance, with the insurer giving a taste of how it plans to double its UK and Ireland business to £5bn by 2030.
Jaguar Land Rover cyber-attack shows need for state action
Editor’s View: Jaguar Land Rover’s £50m-a-week cyber losses show why Labour must work with insurers now to build national resilience, according to Emma Ann Hughes.
AI forces brokers to rethink recruitment and client care
Phil Williams, group chief commercial officer and managing director of retail at Clear Group, has warned brokers that artificial intelligence means they need to rethink how they recruit talent.
Zurich reveals ‘puzzle pieces’ approach to AI is paying off
Zurich Insurance is reaping the rewards of a modular “puzzle pieces” approach to artificial intelligence, according to Penny Jones, responsible AI lead at the insurer.
CII to adapt for AI-dominated insurance sector
The Chartered Insurance Institute’s CEO Matthew Hill has urged the sector to embrace artificial intelligence “not as a threat, but as a tool”. But warned professionalism, ethics and human judgment must remain central as the technology reshapes the…
Insurance Post’s Top 80 MGAs of 2025 revealed
Policy Expert is the UK’s biggest MGA thanks to an 8% swell in its customer base, reaching 1.6m policies for the first time this year.
Are we ready for cyber catastrophes?
The latest episode of the Insurance Post Podcast explores whether the insurance market, businesses and governments are truly prepared for cyber catastrophes.
Pen Underwriting’s plan to becoming biggest MGA
After Pen Underwriting hit a five-year goal of managing around £1bn of gross written premium a year ahead of schedule, Nick Wright, chief development officer, has revealed how the MGA will achieve £1.75bn by the end of this decade.
CII conference to examine how AI is reshaping insurance
“Artificial intelligence won’t replace your job, but someone who uses AI better than you will,” warns Artur Niemczewski, AI champion and former non-executive director of the Chartered Insurance Institute.
Q&A: Brett Sainty, BLW Insurance Brokers
Brett Sainty, CEO of BLW Insurance Brokers, shares how he intends to double the business in the next five years plus what differentiates it from the consolidators.
Defaqto CEO questions forecasts of AI-led insurance decisions
Defaqto CEO John Milliken has raised doubts over predictions that generative and agentic artificial intelligence will soon dominate how consumers choose general insurance products.
Sparking debate: Lithium-ion risks
The latest episode of the Insurance Post Podcast tackles the growing risks and insurance challenges posed by lithium-ion batteries.