Crif
CRIF Decision Solutions Ltd., a CRIF Group company, provides information services, and open banking and digital solutions for the UK financial sector to support decision management, consumer profiling, fraud prevention and digital transformation. It is also the outsourcer appointed by Claims Portal Ltd. to operate the RTA, EL and PL portal.
CRIF Decision Solutions Ltd. has been supporting the UK insurance industry for over 25 years and is a provider of the Claims and Underwriting Exchange Register (CUE).
CRIF is a global Fintech company specialising in the development and management of credit bureau services, business information systems and credit solutions. Established in 1988 in Italy, CRIF has an international presence, operating across four continents (Europe, America, Africa and Asia) and supporting over 10,500 banks, 600 insurance companies and more than 82,000 business clients in 50 countries.
Unlocking fraud intelligence through better data sharing
Improved intelligence sharing, streamlined RAD processes and AI-driven tools are critical to tackling organised, sophisticated fraud, says CRIF’s Sara Costantini.
The changing face of insurance fraud
Inflated claims still drive the losses, but fraudsters have gone digital. AI, deepfakes and virtual accidents mean fraud detection now relies as much on judgement as on algorithms, finds Martin Friel.
Third of UK drivers scared to claim on insurance due to ongoing cost concerns
Motor insurance costs have become a major source of anxiety for UK motorists, with 35% of policyholders now afraid to make a claim for fear of pushing up prices. This content outlines why UK drivers remain some of the most hesitant in Europe to use the…
CMA reforms: A turning point for transparency, trust and growth in pet insurance
The UK pet insurance market is facing growing pressure from both consumers and regulators, with the CMA introducing major reforms aimed at improving fairness for pet owners. This report highlights the implications for insurers and the opportunities to…
GenAI trends 2026: What UK businesses need to know
Generative AI is entering a new maturity phase. With 2026 now fully underway, organisations across the UK are shifting from experimentation to execution. This blog explores the three defining GenAI trends for 2026, what they mean for the UK market and…
From data gaps to decision power: How to transform ESG information into actionable intelligence
Insurers increasingly rely on ESG insights to manage risk, meet regulatory requirements, build resilient supply chains, and strengthen stakeholder as well as customer trust. This content highlights how insurers can transform ESG data into decision‑ready…
Turning breed & age risk data into smarter pet insurance decisions
In a fast‑growing UK pet insurance market, understanding which pets drive the highest costs and why is no longer optional. This blog sheds light on which dog breeds drive the highest claims costs, the top five breeds by medical condition and why young…
When pricing wags the dog: Pet insurers seek control
Rising veterinary costs, fragmented data and price-led competition are posing challenges for the pet insurance market. At a recent roundtable hosted by Insurance Post in partnership with CRIF, specialists discussed how pet insurers can improve pricing,…
ESG scoring and SME insurance in 2026: From compliance to competitive advantage
As 2026 unfolds, ESG is becoming embedded in regulation, underwriting strategy and competitive positioning. This content highlights why embedding robust SME ESG scoring into risk profiles is becoming central to accurately pricing risk and creating…
When pricing wags the dog: Pet insurers seek control
Rising veterinary costs, fragmented data and price-led competition are leaving the pet insurance market struggling to stay in control. Industry leaders say collaboration, clearer products and smarter use of data will be key to restoring balance.
Is pet insurance pulling on the leash or coming to heel?
Almost six years on from the Covid-19 pandemic, Scott McGee examines how the pet insurance sector has adjusted, how premiums have evolved, why new entrants are arriving, and where the market could be heading.
State of play: Where UK insurers stand in the fight against fraud
The fraud challenge facing the UK insurance industry is growing. As fraudsters become more sophisticated, insurers are under pressure to respond with stronger detection and prevention strategies. This content sheds light on where UK insurers stand in the…
ESG that stands up in tougher times
At a recent Insurance Post roundtable in partnership with CRIF, leading insurers and ESG specialists explored how the industry is translating sustainability goals into measurable progress and what it will take to keep that momentum in tougher times. This…
ESG that stands up in tougher times
At a recent Insurance Post roundtable in partnership with CRIF, leading insurers and ESG specialists explored how the industry is translating sustainability goals into measurable progress – and what it will take to keep that momentum in tougher times.
How ESG data can optimise SME insurance and drive resilience
While awareness of ESG’s business value is growing, many SME insurers still treat ESG as a long-term data goal rather than a near-term priority. This blog highlights why ESG isn’t just a compliance checkbox; it’s a powerful lens for assessing SME…
Four in five Brits expect bank fraud and cyber-attacks to become a bigger issue by 2030
UK consumers are the likeliest to believe that fraud will become a bigger issue for insurers in the next five years compared to other European consumers. This content highlights the new findings from CRIF including sharp generational divides around…
Blog: A new lens to evaluate SME risk and support business resilience
In an increasingly volatile market, insurers are seeking smarter ways to assess SME risk and strengthen resilience. In this blog, CRIF's Sara Costantini explores how ESG data offers a powerful new lens for SME insurers to evaluate risk, drive…
Blog: a new lens to evaluate SME risk and support business resilience
In an increasingly volatile market, insurers are seeking smarter ways to assess SME risk and strengthen resilience. Crif’s Sara Costantini explores how ESG data offers a powerful new lens to evaluate risk, drive sustainability, and enhance profitability.
Blog: Why knowing your customer is critical for pet insurers
Rising costs and growing complaints are testing the UK pet insurance market like never before. In this blog, CRIF’s Sara Costantini explores how truly knowing customers and their pets can build trust, reduce risk and meet rising regulatory expectations.
Spotlight: Unlocking ESG - the strategic advantage for insurance providers in the SME market
Insurance providers risk missing a strategic edge by underusing ESG in SME underwriting. This spotlight highlights how integrating ESG data can enable insurers to boost resilience insights, improve risk modelling, and achieve a competitive market…
UK pet insurance costs highest in Europe
Pet owners in Britain are now the most likely in Europe to say their pet insurance costs are the highest they’ve ever been, as prices reach record highs. This content sheds light on feedback from pet insurance policyholders and why insurers should do…