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State of play: Where UK insurers stand in the fight against fraud

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Fraudulent claims continue to be a drain on the UK insurance industry. Allianz UK uncovered fraudulent claims totalling £92.6 million in the first half of 2025, an alarming 34% rise from the same period in 2024.

The fraud landscape is becoming increasingly complex with AI-enabled tactics exacerbating risks such as identity fraud and synthetic identity creation. In addition, the combination of economic pressures, rising instances of normalised first-party fraud, and risky consumer behaviours continue to fuel more complex, scalable fraud schemes.

Given these emerging threats, how can insurance providers and their intermediary partners find ways to stay ahead of fraudsters?

This content sheds light on where UK insurers stand in the fight against fraudsters, emerging threats shaping the future and why a unified approach holds the key to combatting fraud.

Topics covered include:
• The scale of the problem.
• AI fraud surge.
• The impact of fraud.
• Consumer sentiment.
• Top five emerging threats.

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