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Commercial

Covering all the angles.

As the public becomes more litigious and the law more complex, commercial clients are demanding more from their insurance. Simon Threadgold looks at the spectrum of covers available as insurers and brokers mix and match to protect against any eventuality.

Big push for smaller brokers.

As the AIIB and BIBA are poised to merge, many are worried small brokers will lose out. Mike Slack, chairman of the AIIB, explains to Edward Murray his intention to keep smaller members' interests very much in the frame at BIBA.

Focus of attention.

The schemes sector is currently undergoing significant change. Benefits could be in sight for insurers and brokers if they manage to avoid the pitfalls and are clear about refocusing business strategies, say Vincent Branch and Sarah Redgers.

Invest in investors.

Insurers should turn to external asset management companies to deal with the investment side of the business, in order to free up time to focus on their core activities and ensure a good return for their shareholders, says John Troiano.

An EL of a balancing act.

The Woolf reforms and other new legislation has brought great weight to bear on insurance companies for the swift settlement of employers' liability claims. Front-end loading is held to be the best way to counterbalance this. Lynn Rouse gauges insurers'…

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