Subsidence
Home insurance market shrinks as product strategies evolve
Although home insurance provider numbers have declined significantly since 2016, Angela Pilley, insight consultant for general insurance at Defaqto, reveals insurers are maintaining consumer choice through expanded product options.
Britain’s future subsidence hotspots revealed
British Geological Survey and Ordnance Survey data analysis, produced exclusively for Insurance Post, shows where climate change is set to intensify subsidence hazard exposure and pose growing challenges for property insurers over the coming decades.
Big Interview: Colin Johnson, Hadron International
As a former footballer turned fronting-carrier CEO, Hadron’s Colin Johnson knows the best managers succeed by creating a top team, who can achieve goals, and know the way the opposition plays.
Aviva office targeted by ‘stop the chop’ protesters
Aviva’s London headquarters has been targeted by a protest from residents of Wivenhoe, Essex today (9 December) campaigning for the insurer to release evidence on its decision to fell two local trees, including a 150-year-old oak.
Alp’s Acturis product; Tide’s SME cover; Marsh Corporate’s MD
Friday Round-Up: Insurance Post wraps up the major insurance deals, launches, investments and strategic moves of the week.
McLarens urges ‘broader look’ at subsidence solution sustainability
Duncan Hamilton, subsidence lead at McLarens, has argued “a broader look” at subsidence solutions is needed, considering factors such as sustainability and resilience.
ABI pressed to make insurers cover subsidence for 10 years post-claim
The Association of British Insurers has been called on to specify insurers maintain clay shrinkage subsidence cover for 10 years after repairs in its guidance.
Top 100 UK Insurers 2025 revealed
Strong motor results, Aviva’s takeover of Direct Line, and ongoing property challenges shape this year’s Insurance Post Top 100 UK Insurers ranking.
Greater collaboration and data key to beating underinsurance despite peril uncertainty
Greater collaboration between property underwriters and brokers, married with the greater use of AI and data enrichment means the issue of underinsurance is being managed with greater focus than ever before.
Burning point: insurance and heat-driven perils
With a series of heatwaves dominating summer 2025, Fiona Nicolson looks how insurers are changing their approach to underwriting, modelling and climate-risk planning.
Verisk flags ‘big hole’ in property claims net zero understanding
Head of property claims solutions at Verisk Ben Blain has argued there is a “big hole” in the understanding of scope three emissions within property claims.
Verisk warns of ‘perfect storm’ in subsidence claims
Ben Blain, head of property at Verisk UK, has warned of a "perfect storm" in subsidence claims, citing increasing volumes coupled with an uptick in material costs.
Subsidence claims hit £153m in H1 2025
Subsidence-related insurance claims totalled £153m in the first half of 2025, according to data from the Association of British Insurers.
Subsidence is surging yet policyholders remain unaware
Following the warmest and driest spring in more than half a century, Ashley Stevens, senior associate director at building and construction consultancy Brawdia, warns that the insurance industry must shift from a reactive to a preventative mindset on…
No NatCat respite predicted as property pay-outs increase
Natural catastrophes will not give any respite to insurers in 2025 according to Willis, as UK property pay-outs hit £1.6bn for Q2 2025.
Monzo’s new cover; Aviva boosts renewables; Laka raises £7.7m
Friday Round-Up: Insurance Post wraps up the major insurance deals, launches, investments and strategic moves of the week.
Exmouth community fights Allianz bid to fell 200-year-old oak tree
A community in Exmouth, Devon, has held a demonstration to oppose LV felling a 200-year-old oak tree due to subsidence.
How sinkholes will impact insurance policies
Alisa Gold, business development director of Insurance Claims Accomodation Bureau, outlines what is causing more sinkholes to appear in the UK plus the potential impact on insurance policies.
Heatwave could prove ‘tipping point’ for subsidence claims
Claims Consortium Group has warned that UK is heading for a surge in subsidence claims this summer, if the present warm and dry weather continues.
Throwback Thursday: ABI’s insurance premium warning
Insurance Post’s Throwback Thursday steps back in time to June 1991 to remind you what was going on this week in insurance history when the Association of British Insurers warned consumers to expect to pay more for cover.
Rising water excess fuels distrust in home insurers
Peter Roper, head of research at Fairer Finance, argues home insurers need to do more to help customers understand the cover they are purchasing to increase satisfaction in the sector's products and services.