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The real threat

Myths about cross-selling and fear of expert knowledge are putting commercial brokers off branching into high net worth. Bob Trott explains why these should be overcome before direct writers take the opportunity away.

Innovation sitting on your doorstep

Commoditisaton and viewing insurance as a necessary evil has led to a lack of consumer confidence in motor insurance. Mark Scanlon explains why insurers will reap the benefits of returning to pure insurance.

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