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David Worsfold

Worsfold Media Service

David has been writing about the insurance industry for over 30 years. As well as editing a range of leading insurance titles - including Post Magazine, Reinsurance and Insurance Age - David wrote for The Guardian for several years and has contributed to most major national newspapers. He has frequently appeared on radio and television as a commentator on insurance issues.

Among his many achievements, David launched the British Insurance Awards, the Rehabilitation First Awards and the Cover Magazine Protection Awards. In 1990 he established the All Party Parliamentary Group on Insurance & Financial Services which has played an influential role in improving communication between the insurance and retail financial services sector and Parliament.

You can follow David on Twitter.

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Articles by David Worsfold

Analysis: Review of the Year 2019

It feels as if 2019 was an uncomfortable year for the general insurance market as it never quite seemed to grasp control of its own destiny. Wherever you look, carefully laid plans were derailed by the unexpected – and often unwanted – intervention of…

Analysis: Brexit: A view from Europe

As the negotiations over Brexit reach another crescendo of confusion, especially as the EU, UK and European leaders meet in Brussels, the insurance industry can only look on nervously. Those nerves, spiced with concern, are not just felt in the UK but…

Analysis: Investing in a sustainable future

European governments and a wide range of international governmental and non-governmental organisations are looking to big institutional investors to back the development of a sustainable, greener infrastructure. Insurers and pensions funds are top of…

Analysis: The future of pricing - Tightening the noose

The dual pricing noose is slowly tightening around the insurance industry’s neck. Its laudable attempts to escape from the regulatory hangman seem increasingly futile as the pressure is mounting on the Financial Conduct Authority to take action.

Analysis: Moving the premium finance roadblock for SMEs

The penetration of premium finance into the SME market has been stuck stubbornly in the 40% to 45% range for many years. Could that be about to change as slicker offerings from the main providers and new entrants hit the market just at a time when small…

Analysis: Bad data - A risky business for insurers?

Data is everywhere: good data, partial data, valuable data, bad data. Insurers need data to measure and price risks but do they take enough care in assessing the quality and provenance of the data they are using and are their processes sufficiently…

Roundtable: Dual pricing and loyalty

Loyal customers have long felt penalised by dual pricing. As the regulator and the government are promising to stop the practice, insurers discussed how to move the focus away from premiums to build stronger loyalty, at a roundtable organised by Post, in…

Analysis: Review of 2018

The spectre of Brexit loomed large over the insurance sector this year, and although the picture is still no clearer in terms of how the UK market will continue to trade with Europe after 29 March 2019, significant merger & acquisition activity was among…

Analysis: Insuring for Brexit

How can insurers help customers facing Brexit uncertainly when they themselves face taking a blind bet on whether the UK will face a hard or soft deal when leaving the European Union? David Worsfold investigates.

Farm safety: Fatal farms

Farming is the most lethal of all industries. The sector and its main insurer are trying to change rules and mentalities to make it safer

Credit hire roundtable: necessary evil or essential service?

The insurance industry’s perpetually uneasy relationship with credit hire has often flared up into hostility. Judging by the tone of the exchanges at a recent roundtable, the current mood is much calmer, with a greater willingness to explore ways of…

Analysis: Pricing climate risks

As climate change becomes tangible, insurers are feeling the heat. Their understanding of the risks could inform not just their underwriting but also their investment strategies.

Analysis: Tracking rail risks

Railways are travelling through a changing landscape of severe weather risks and terror perils, but perhaps none so arresting as the cyber threats raised by their new reliance on digital connectivity

Analysis: Takaful, all promise and little delivery

With more than three million Muslims in the UK, there has long been a feeling that sharia-compliant insurance products should find a market but the reality has proved the opposite. So far, every attempt to establish a takaful insurer in the UK domestic…

Spotlight on ADAS: Is everyone ready for ADAS?

As assistance systems are making cars safer, but also more costly to repair, insurers would love a database listing which features are fitted on which vehicles - but motor manufacturers aren’t sharing that information yet

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