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Regulation

View from the Top.

Interesting times lie ahead. Motor premiums are not rising to keep pace with claims inflation, while...

Caught in a suntrap?

As British holidaymakers head for warmer climes, the sale of insurance by travel agents is the hottest topic across the industry. The Treasury has decided against regulation of cover when it is sold as part of a package holiday, so consumers may still…

An upset Europe

It is not only the UK insurance market that is less than healthy, the lack of choice throughout Europe is causing concern for major businesses. Lee Coppack says the shrinking environment for commercial risk is causing one or two headaches for risk…

Added buoyancy for brokers?

As brokers become submerged in the process of regulation - like independent financial advisers before them - they, too, are being offered support in the form of networks. Richard Adams examines the lessons learned from the IFA experience and asks whether…

Survival in changing times

The rise of corporate business risk management has created new challenges for the insurance profession, but Richard Moor says insurers and brokers need to work hard to win over risk managers.

Calculated risks

While property deals have accounted for a high percentage of solicitors' professional indemnity claims, commercial contracts are also proving increasingly costly. Veronica Cowan sums up the current state of the sector.

Certainty returned over insurers' right to avoid.

A legal ruling last month confirmed the duty of the insured to disclose material facts, once more recognising the commercial imperatives that lie behind English law. This is a welcome judgement for insurers, argue Edward Mann and George Mortimer.

Quick off the mark.

Changes in food industry legislation have tightened standards regarding the recall of contaminated foodstuffs. However, a fast and efficient recall campaign can actually enhance a manufacturer's reputation, and insurance can keep the process on track,…

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