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Certainty returned over insurers' right to avoid.

A legal ruling last month confirmed the duty of the insured to disclose material facts, once more recognising the commercial imperatives that lie behind English law. This is a welcome judgement for insurers, argue Edward Mann and George Mortimer.

Last month the Court of Appeal handed down a welcome judgement to
insurers. It returned certainty to the issue of their right to avoid when
policyholders fail to disclose material facts at the time

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