Out in the cold

With a rising percentage of the public lacking in contents or motor insurance, Simon Threadgold says insurers and brokers should do more to help the financially excluded, such as the elderly or those with low incomes, to get the cover they need

Figures reveal that five million homes in the UK have no contents insurance, while 1.2 million motorists have no motor insurance. And, despite the government's encouragement for people to open

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