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Diamond jewellery, expensive watches, mobile phones - high-profile wealthy individuals have always been rich pickings for muggers. This is not a new phenomenon and insurers are keen for clients to take their personal safety seriously. Jane Bernstein…

In the picture.

English law is clear - you may buy something in good faith, but if it is not the vendor's to sell, you risk losing the item. In the art and antiques world, this can get very complex indeed, so it pays to get insurers involved, warns Jeremy Golden.

Restoring confidence.

To restore or not restore? This is the dilemma that has baffled owners, restorers and insurers alike when faced with damaged art pieces or antiques of high value or national importance. Clare Pardy considers the options.

Frame & fortune.

While it is a popular sector to work in, high net worth suffers from a dearth of specialist expertise. Insurers are having to set their sights further afield to find and frame the right talent, says David Fanning.

A perfect fit.

A group of insurers has found a solution to the puzzle of enabling the 'financially excluded' to afford contents cover. Hugo Cranmore explains how collaborating with housing associations and local authorities, it pieced together the insurance with rent…

Premium hikes not insurers' fault.

Brokers are in the front-line when it comes to passing on premium increases, something the commercial sector is having to face right now. Dave Smith says it is vital brokers understand why the necessary rises are beyond the control of insurers.

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