The nature of insurance fraud makes it difficult for the Crown Prosecution Service to take such cases to court, according to detective chief inspector Andy MacKay, of the Association of Chief Police Officers' Vehicle Crime Intelligence Service.
He told the conference: "The CPS does make the final decisions and, in doing so, must take the public interest into account. Insurance fraud is seen as a victimless crime, and the penalties are fairly low. When it comes to imposing fines, the CPS has to ask if the extra legal cost is in the public interest."
However, Tony Emms, motor claims director at Zurich, claimed that fraud cases are not always sufficiently followed up by police unless evidence is totally comprehensive. "Our view is that if there is a reasonable chance of success, we will push for prosecution. However, the police often need a case with a ribbon on it," he added.
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