Employers’ liability (EL)
Insurers rubbish accusation of Claims Portal bias against non-English names
Defendant solicitor says 60% of claims from ethnic names get flagged as fraud.
Post Claims Club: Pregnant women exempt from ‘game changing’ legislation
Insurers should be aware that fundamental changes removing strict liability from employers’ liability civil claims where fault is not an issue will not relate to pregnant women.
Law report: Appeal court rules betting shop was not negligent in failing to prevent gunpoint robbery
This law report has been supplied by law firm Berrymans Lace Mawer.
Mesothelioma: Bearing the burden
With the Mesothelioma Bill due to come into operation early next year, just how much strain is the compensation scheme likely to put on insurers?
Portal extension should include multi-defendant claims, argues Zurich boss
Multi-defendant disease and deafness claims should be included in the extended road traffic accident portal, according to Zurich’s casualty claims director Karl Helgesen.
Portal extension unlikely to bring EL/PL claims surge: Kennedys
Next week’s extension of the Road Traffic Accident portal to include employer’s liability and personal liability claims is unlikely to result in a rapid increase in claims according to law firm Kennedys, following counteremeasures introduced by the…
Industry agrees to 75% payout for mesothelioma scheme
Employer’s liability insurers have agreed to pay 75% of civil compensation for mesothelioma victims that cannot trace their insurer after debate in the House of Lords.
Industry alerted to upcoming changes to claims portal
The Ministry of Justice's claims portal may need to be replaced by another system depending on how further legislative changes around small claims play out.
Indian employers' insurance inadequate, claims ICICI survey
One in every four employers in India believe that the existing sum insured taken for their employees is inadequate, according to an online survey by ICICI Lombard General Insurance.
Law report: Bus depot lessons arrive all at once
This law report was contributed by Berrymans Lace Mawer.
Mesothelioma scheme could cost £451m in first decade
A fund of last resort compensating mesothelioma sufferers who cannot trace their employers' liability insurers could cost £451m in the first ten years alone, according to the Department of Work and Pensions.
Lords: Independent body must oversee mesothelioma compensation scheme
Labour MPs criticise unfair start date that excludes half of all sufferers
AIG extends oil and gas cover
AIG has expanded its oil and gas product to offer increased limits and cover, coupled with stronger specialist loss control services.
Allianz investigates possible employers’ liability fraud rings
Insurers must do more to clamp down on fraudulent employers’ liability claims before organised fraudsters take the “next logical step” into the EL sector, according to Allianz fraud manager Mihir Pandya.
Leader: Fraud: insurers’ enduring foe
The insurance industry is learning it needs to evolve and adapt to survive and, to be fair, in the past five years it has increased its use of technology, reintroduced telematics and developed apps for mobile devices.
Claims rise adds to fears fraudsters are targeting EL
Employment arena is ‘fertile’ ground for organised fraud
Broking Supplement: A simple plan
Keep the customer satisfied
Hong Kong companies hire private eyes over sick leave
Employment insurance premiums in Hong Kong have increased by around 20% to 30% in the past three years, making companies more wary about sick leave claims.
Allied World enters UK EL market
Swiss-based insurer and reinsurer Allied World has launched itself into the UK employers’ liability market.
Lords’ EL U-turn brings uncertainty and will lead to satellite litigation
Insurers have been warned they may face increased indemnity spend for employers’ liability claims, as legislation passed by the House of Lords last week in the form of the Enterprise & Regulatory Reform Act 2012 will require time-consuming and costly…
Editor's comment: A bit of common sense
Last week, the House of Lords turned back the clock 100 years on employer liabilities for breaches of health and safety duties and passed what has been referred to in its very chambers as an “ugly” part of the Enterprise and Regulatory Reform Bill.
Industry, regulator and government at ‘watershed’ over ERN
The Financial Conduct Authority has confirmed employers' liability insurers and intermediaries have until 1 April 2014 to capture and supply the Employer Reference Number at the point of policy inception of renewal.
Factory building collapse leaves over 100 dead in Bangladesh
The collapse of an eight-storey building in Bangladesh’s capital Dhaka has left 149 people dead and more than 1 000 people injured.