Risk Management
Is the insurance industry ready for the full force of climate change?
Bharat Raj, head of London markets at insurance consultancy Broadstone, examines whether the insurance industry is adequately prepared for the magnitude of climate change-related losses.
Allianz’s Hobbs’ call to action on lithium ion batteries
View from the Top: Nick Hobbs, chief distribution officer at Allianz UK, explores the insurance profession’s role in tackling lithium-ion battery risks and supporting safer innovation through broker collaboration.
Ferma CEO and secretary general Typhaine Beaupérin to step down
Typhaine Beaupérin, the CEO and secretary general of the Federation of European Risk Management Associations, will step down from the organisation in June.
Blog: Social engineering and deepfakes a key threat to UK insurers
Ashley Easen, director of risk consulting at Gallagher Bassett, elaborates on the cyber threats of the future.
Cracking down on insurance fraud: How the industry is fighting back
As fraudsters continue to develop sophisticated schemes, insurers are rising to the challenge by leveraging advanced detection technologies and investigative tools to identify and prevent more fraud.
Closing Europe’s natural catastrophe protection gap
Trade Voice: Typhaine Beaupérin, CEO of the Federation of European Risk Management Associations, appraises recent proposals for a continent-wide scheme to boost the provision of natural catastrophe cover.
Webinar: Transforming ESG challenges into opportunities
The insurance sector has been under scrutiny to quantitatively assess, monitor, and disclose the ESG performance of commercial portfolios. However, acquiring ESG data for commercial clients remains a significant hurdle.
Trust in AI
Polarisation between AI’s doomsayers and its evangelists may have abated but the technology still promises enormous rewards alongside great risks.
What businesses need to know about food allergies and the law
For food businesses, nurseries, schools and workplace canteens, managing allergens isn’t optional; it’s a legal and ethical responsibility.
Lessons from the LA wildfires for the UK’s flood resilience
As the scale of losses from the Los Angeles wildfires becomes clear, Marcel Le Gouais examines if insurers are ready for a climate change-induced ‘new normal’ plus how the sector needs to step up efforts to improve policyholders' risk resilience.
The Procurement Act 2023: What you need to know
A new procurement regime came into force in February 2025 with the aim of consolidating and simplifying the rules associated with the security of public contracts, defence, public contracts, concession contracts and utility contracts.
Innovate and evolve: How to win the 2030 insurance technology challenge
The insurance industry has always been built on risk management, but what if the biggest risk now is standing still?
Five ways to simplify commercial lines
The commercial lines insurance industry stands at a pivotal crossroads, where unprecedented challenges meet boundless opportunities for innovation.
Confronting the challenges in our EV evolution
Trade Voice: Jonathan Fong, manager of general insurance policy at the Association of British Insurers, sets out the challenges the UK faces around increased adoption of electric vehicles.
How can MGAs strike a perfect balance between competitive pricing and profitability?
For MGAs, there is a fine balance to be found between pricing competitively to attract customers, whilst avoiding aggressive pricing that can lead to underwriting losses if risks aren’t fully understood.
Spotlight: Do insurers dream of electric fleets?
The New Year rang in the beginning of the end for petrol and diesel vehicles in the UK. With the 2030 deadline set to curtail the sale of new ICE vehicles, this article sheds light on insurance industry sentiment towards electric vehicles.
Dynamic deployment and AI: A dynamic duo for price transformation
Insurance’s dynamic duo - dynamic deployment and AI - enable real-time data analysis, personalised policy pricing, and risk assessment, resulting in powerful price transformation for today’s insurers.
AI tops global risk index for insurance
The insurance sector is facing a seismic shift, as artificial intelligence emerges as the top-ranked risk for the year ahead, displacing all other major concerns.
Spotlight: Electric vehicles charge ahead
The future of driving is electric, and the momentum is building – but are UK insurers ready to meet the challenge? This article assesses the prospect of accelerated EV growth in 2025 and what it means for the insurance industry.
The hidden risk of underinsurance for SMEs
Underinsurance is a silent, yet costly risk for UK small businesses, with an estimated 80% of SMEs underinsured.
SME insurance in transition: Adapting to a digital-first world
The SME commercial insurance market is at a tipping point, driven by rapid digital adoption, evolving customer demands, and the ongoing challenge of underinsurance.
Lloyd’s predicts potential $2.4trn extreme space weather loss
The latest systemic risk scenario from Lloyd’s and the Cambridge Centre of Risk Studies has revealed that the global economy could be exposed to losses of $2.4trn over five years if a solar storm occurred.
The vital role of AI decisioning platforms in insurance
As insurers anticipate a complicated and risky future, innovative insurance leaders are seeking technologies that enable quick and accurate decision-making.
Why buildings sums insured should be 82% higher
Blog: With inflation driving a significant widening of the underinsurance gap, RebuildCostASSESSMENT.com’s Ewan Sandison highlights the urgent need for brokers and insurers to reassess building sums insured.