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Are you ready to be stress tested by the PRA?

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The regulator’s 2026 dynamic stress test will plunge insurers into a real-time, three-week crisis simulation unlike anything the sector has faced before, forcing firms to prove not just their capital strength but their ability to make rapid, data-driven decisions under pressure.

The Prudential Regulation Authority’s next major general insurance stress test will not look like anything the sector has faced before.

The 2026 Dynamic General Insurance Stress Test, also known as

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Did the FCA’s leasehold commission reforms fail?

Three years after introducing reforms to tackle excessive leasehold insurance commissions, the Financial Conduct Authority is reviewing the market again, which Scott McGee observes raises questions about whether its measures have delivered meaningful change.

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