Making heavy weather of it

Loss adjusters have been counting the cost of a series of weather-related disasters this year, from the summer floods to wind storm Kyril, and it is likely that the weather will continue to be an obsession next year and beyond, as Stephanie Denton writes

This summer a month's worth of rain fell in a single day in South Yorkshire and the Severn Valley. Water overwhelmed the drainage system and vast run-off burst the banks of at least three rivers. Some