Law Commission

Bill set to overhaul consumer insurance law

The Consumer Insurance (Disclosure and Representations) Bill, which clarifies the law governing what consumers should tell insurers when they take out a policy, will change the relationship between consumers and insurance providers, in its first shake-up…

Government takes forward Consumer Insurance Bill

Financial secretary to the Treasury, Mark Hoban, has announced that having considered the response to the Treasury’s targeted consultation on the Consumer Insurance (Disclosure and Representations) Bill, the government has decided to take forward the…

Law Commission rejects fraud law appeal

The Law Commission has rejected insurance industry proposals to review the law so people who commit third-party insurance fraud lose the right to recover genuine claims, after it was not deemed to have "sufficient support" by the Ministry of Justice.

News analysis: alarming revelations for commercial cover

The recent Mactavish-Pricewaterhouse Coopers report that declared commercial insurance 'not fit for purpose' is a wake-up call to the market. Insurers, brokers, company boards, government and the buying community should all take note, says John Hurrell.

Third-party fraud outside review scope

Law commissioner David Hertzell conceded the current ability for fraudulent third parties to only lose the dishonest part of their claim — rather than having to forfeit the whole — is "quite generous", but stressed this issue lies outside the scope of…

Government set to give go-ahead to draft law reform bill

The government appears to have given the 'green light' to the draft bill on consumer insurance law reform, according to law commissioner David Hertzell. This could take effect as early as next year, he said, which is "two years ahead of when we would…

Broker focus - Premium liability: That boat has sailed

With the publication of Issues Paper Eight in July, the Law Commission set about addressing an anomaly that applies to marine insurance, which makes brokers responsible for paying their clients' premiums to underwriters. Rachel Gordon explains why it…

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