Motor premiums: two years of deflation, a more nuanced year ahead
Over the past two years, motor insurance pricing has transitioned from a period of extreme inflation to material deflation, with competition intensifying and product strategies evolving rapidly.
Pearson Ham’s tracking of competitive prices – the average top five quoted premiums – shows a further 4% fall in Q2 2025, taking the year-to-date decline to 7.5%. Prices are around 16.4% lower than a
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