Pre-action reaction

From 1 January, a pre-action protocol scheme will go on trial in Scotland. Gordon Keyden reports on how this differs to protocols operating in England and Wales, and the benefits for both sides in adhering to the scheme

England and Wales have operated pre-action protocols since the Civil Justice reforms were introduced in 1996, on the recommendation they would "build on and increase benefits of early but well

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Is the home insurance market set for a reckoning?

Editor’s View: Emma Ann Hughes warns home insurers to brace themselves to be the next target of policyholders’ wrath as moaning motorists are replaced by angry-looking property owners on national newspapers’ personal finance pages.

Q&A: Ben Smyth, Arma Karma

Ben Smyth, CEO of contents insurance start-up Arma Karma, talks to Tom Luckham about the insurtech’s past, future, and how young people view insurance.

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