The secret of high success

For some, the possible hardening of the high net worth market, caused by the recent increase in claims for subsidence, fires and flooding, may still be too early to call. The higher end of HNW continues to generate substantial profits due to consumer loyalty and a preference for quality service over cut-price offerings, as Sam Barrett reports

Conditions appear to be changing in the high net worth market. Some insurers are already following the announcements of Chubb and Hiscox earlier this year, which detailed premium increases, suggesting