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Commercial

Tasting the fruits of the market

Over the last couple of years, the industry has proved ripe for merger and acquisition activity. David Fanning looks at the companies benefiting from these rich pickings and examines whether such a diet can sustain the market long term - or will just…

Business on hold

Crises and catastrophes pay no heed to company size and business interruption threatens large and small firms alike. Anthony Cherry explains, however, how size impacts the risk experience in practice.

Holding the road

In a congested and competitive sector, there are still opportunities for motor insurers to ease ahead of the traffic, increasing their premiums without affecting their overall position in the marketplace. Richard Day explains how.

A break with the old ways

Shifts in customer and distribution patterns mean a fresh approach is essential if insurers are to prosper. Kevin Harwood believes companies need to break with tradition, employ new business models and IT infrastructures and take a more holistic view of…

Can we fix it?

Working in a high-risk profession, Bob the Builder's employers' liability insurance premiums will have risen steeply this year. However, many insurers claim that the implementation of effective risk management can keep the cost of cover down. David…

Art of the matter

Auction houses will continue to obtain cover for increasingly expensive risks, despite a decline in...

To EL and back?

As the employers' liability crisis drags on, the government has joined the quest for an answer. It may perhaps have found a contender in the guise of no-fault compensation schemes, but just how workable is this solution? Lord Hunt and Anthony Cherry…

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