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Disease claims - ELTO: location, location, location

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Difficulties inherent in identifying the relevant insurer in a long-tail disease claim led to the creation of the Employers' Liability Tracing Office. Anne Griffiths and Alan Hunter explain what is needed to make it work.

Employers' liability insurance became a compulsory class of business back in 1972 with the introduction of the Employers' Liability (Compulsory Insurance) Act 1969. However, due to the nature of long

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