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Insurance buyers warned of "lone wolf" attacks as terrorism threat changes

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Several of the world’s long-established terrorism insurance schemes were set up to deal with a different terrorism threat than is predominant today, according to a new technical guide produced by Airmic, in collaboration with Willis.

In general, long-established terrorism schemes were created to meet the challenges of domestic and/or separatist terrorism activity, according to the report.

As an example, the UK's scheme, Pool Re

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