The GCC insurance market: Crème brûlée or Heath Bar?
The term crème brûlée was first used to refer to insurance in perhaps 2002 in an Insurance and Reinsurance Conference in Bermuda, and then used again during the following Monte Carlo Rendezvous and Baden Baden meetings of the same year.
It was used to describe a reinsurance market that seemed deceptively to be hardening on the outside, but below the surface there was still capacity in abundance at relatively very soft pricing.
To be
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