Over the past 12 months the UK insurance industry has faced the global recession head on, taken the change of government in its stride and has shown that it is ready to face oncoming regulation in the form of Solvency II. Below we name the major players who have made an impact in 2010 and are expected to play a significant role in shaping the industry in 2011 and beyond.
1. Carlos Montalvo Rebuelta, Committee of European Insurance and Occupational Pensions Supervisors secretary general
You don't get into insurance because you want to become popular at dinner parties and equally you don't become an insurance supervisor because you want your peers to like you. Mr Montalvo Rebuelta won't mind, his lawyer training will ensure that, and may help him in his negotiations with the European Commission and rebellious states that regard Ceiops' recommendations for capital reserving under the future Solvency II rules as prohibitively onerous and damaging to competitiveness. What the Solvency II rules look like will depend on the series of stress tests being carried out by the organisation and on whether Mr Montalvo Rebuelta and his colleagues can hold their ground against the EC and individual regulators' wills to water down the framework and reduce the burden of capital requirements on individual insurance companies. The success or otherwise of the former insurance supervisor for the DGSFP, the Spanish insurance supervisory authority, could have a material impact on the balance sheets of every European insurance company, which makes him numero uno in this year's list.
If he were a sandwich, he would be: It would have to be an Iberian special — a bocadillo with jamon y queso, nothing too spicy to alarm foreign palates. It might have a different name, but a cheese and ham sandwich works everywhere, doesn't it?
2. Mark Hodges, Aviva UK chief executive
He may have more recently been the big shot in the UK life market, but it seems that Mr Hodges never forgot his humble roots in the general insurance market and is a minority voice among the big boys in his support for the composite model.
While former GI boss Igal Mayer had a few admirers among the insurance bosses, well, Philippe Maso [see entry number 27], he had fewer in the broking fraternity, so Mr Hodges and his new GI boss David McMillan, were welcomed with open arms. But rather than stand still and lap up the admiration, Mr Hodges has been busy recruiting a number of respected market figures to bolster his business, namely Axa's Ant Middle and RBSI's Steve Treloar, both of whom will be missed by their former employers.
If he were a sandwich, he would be: A club sandwich, two sandwiches in one, it values this attribute above all else.
3. Mark Hoban MP, HM Treasury financial secretary
He might not have as many City chums as Lord Myners but Mark Hoban will have a special place in some hearts as the man who delivered chancellor George Osborne's death sentence for the Financial Services Authority. A former financial analyst with Pricewaterhouse Coopers, Mr Hoban also gets Brownie points for being an MP with some experience outside politics, even if it was as a chartered accountant. While the silly-season-struck media made a big deal of Mr Hoban's comments that poor people can move house to avoid losing the roof over their head this is unlikely to offend city types and he remains the government go-to guy for the insurance industry. But no one wants a blunderbuss on their side so Mr Hoban may have to pick his words more carefully if he wants to make it through the age of austerity in wilful employment.
If he were a sandwich, he would be: Tories like nothing better than to show they are down with the people and as Mr Hoban's constituency in Hampshire is coastal, it's a fish finger sandwich for him.
4. Barry Smith, Fortis Insurance CEO
So insurance isn't the industry where all the popular people go — but Mr Smith will no doubt gain more friends north of the border if he continues to recruit for the joint Tesco operation in Glasgow, especially when other insurance operations such as Royal Bank of Scotland's Direct Line are shedding jobs. He will also be popular among staff at Kwik Fit Insurance if he sticks to his word and lets them get on with running the show as they have been pre-and-post sale. The Tesco deal is massive for Fortis and it is a coup to have secured a partnership with the supermarket giant, which is serious about making a splash in financial services.
If he were a sandwich, he would be: Tesco healthy living Egg Mayonnaise (with fries). Under Mr Smith Fortis has been renowned for cutting the fat out of its unit costs and being ahead of the market in terms of the combined operating ratio. However, we had to throw in a Belgium twist to add more flavour and substance.
5. Lord Young of Graffham
Lord Young might be making himself popular among the public with his crusade against the so-called health and safety culture, but his red tape hating ways could prove testing for the insurance industry. However, he is on a quest to rid the country of 'ambulance chasers', claims farmers and the litigation culture in general and may shake up the sector.
If he were a sandwich, he would be: This is a man who laughs in the face of PC hysteria so would no doubt have taken a gung ho approach to various food scares. You don't find them in Waitrose, but he's an egg and beef — British — roll, both of which have been off the menu at times in the past.
6. Andrew Torrance, Allianz Insurance CEO
Whenever the industry speculates on changes at the top of the major insurers, Mr Torrance's name is rarely in the mix. Steady, solid, and other adjectives that could equally be applied to the company he works for, Mr Torrance is unlikely to make a rash resignation and if he was to be wooed to a new job, one suspects it might be more towards the corporate governance or climate change world, rather than a shock move to a competitor. He has nonetheless been firm on credit hire and rate increases, and remains committed to the climate change cause as the head of Climatewise.
If he were a sandwich, he would be: It isn't going to set your taste buds alight but an organic chicken salad filling should fill you up until dinner time and, in light of his employer, it would have to be sandwiched between some rye bread — although it would not have been flown over from Germany.
7. Mohammed Patel, formerly of Nottingham Drive, Bolton, now detained by Her Majesty's prison service.
OK, this may seem controversial, and the efforts of those who bought him to justice — including the Insurance Fraud Bureau — should not be overlooked. But it is Mr Patel who received the most coverage following his conviction in October 2009 — probably the most coverage of any insurance fraud case in recent history — and certainly made him a figure of public derision. So, while the IFB's Glen Marr, Sue Jones and John Beadle have the profile within the industry, in the wider market — when the fraud battle needs to be won — it is Mr Patel who will be remembered over the next 12 months. The fact he received a four-and-half-year sentence also indicated that insurance fraud will be punished. The industry will hope other convictions result in similarly hardline sentencing.
If he were a sandwich, he would be: It may not be very appealing or even work between two slices of stale bread but it has to be oats in hot milk, namely porridge.
8. Rob Brown, Aon UK CEO
Mr Brown's business has kicked off the season on the front of Manchester United's shirts, which is worth a few Powerlist places on its own. To most football fans those three letters might not mean too much now but the £80m deal is likely to push its brand awareness to dizzying heights and it has even changed its logo to match the colour of the Red Devils. But soccer, as it is to those Chicagoans, is a friendlier game than broking at times as Aon found this year when it entered a spat with Willis over the dreaded C word — contingent commissions. Aon has declared it is open to accepting "various forms" of broker compensation for its services and it isn't going to be made to look bad for saying so. Mr Brown has taken tough decisions over redundancies and pensions, but is proving to be a resilient leader of the albeit slimmed-down broking powerhouse.
If he were a sandwich, he would be: A succulent prawn sandwich, of course.
9. Adrian Brown, RSA UK CEO
He was always going to feature in the Powerlist, but Mr Brown's position has become all the more interesting in the past two months, with the clear sign that group chief executive Andy Haste is hungry for a major deal and has big plans to expand the UK position. What this will mean for Mr Brown will depend on if, or what, RSA decides to buy. And whether it ends up being in the UK after all. He has spent a lot of time since his appointment tweaking his senior team and implementing a structure across personal and commercial lines that does actually seem to make sense. He had also pushed a fairly brutal efficiency drive, that included cutting back the size of the operation in his beloved Bristol.
If he were a sandwich, he would be: Given RSA's flirtation with Norfolk-based Aviva and his West Country roots it has to be a turkey sandwich with a dash of cider chutney.
10. Paul Geddes, Royal Bank of Scotland Insurance CEO
Everyone likes a challenge — but surely being head honcho at RBSI must be one of the toughest top jobs in the industry. Not least, he is answerable to a bank with a pretty poor reputation among the tax paying public that owns a large share of it. Mr Geddes warned of the "much more ambitious" cost cutting that needed to be done —but it wasn't until the breakdown of what this would mean in terms of redundancies and entire branch closures that the full brunt was felt. He is under far more pressure than most to get the balance sheet in order so the rate increases across the personal lines motor sector must be a godsend. Mr Geddes has shored up reserves significantly, and outlined a commitment — to most people's surprise — to hanging onto NIG, albeit as just a commercial insurer. If he can turn around its fortunes then he will surely win plaudits in an industry waiting for it to fall. So the next year will go a long way to deciding whether Mr Geddes ultimately is the turnaround guy who simply helped return some cash to the tax payers when RBSI is sold; or ends up running the UK's second largest insurer independently from its current banking parent.
If he were a sandwich, he would be: A Hawaiian: cheese, ham and pineapple — the fruit part doesn't really go with the rest but we're keeping it in anyway.
11. Mervyn King, Bank of England governor
With regulation of the financial services soon to be placed in his hands, Mr King is one to watch.
12. Richard Ward, Lloyd's CEO
After a record year again in 2009, Mr Ward has already dampened expectation in 2010, but continues to lead the modernisation of London at a pace — of sorts.
13. Henry Englehardt, Admiral Group CEO
Results are defying the bodily injury 'spike' blamed by other insurers for their abysmal combined ratios, and the company's enviable business model is strengthening as it moves towards a more even split between itself and its reinsurance capacity providers. Ironically, it is Mr Englehardt's aggregator business that has become the thorn in its side after it was usurped by its competitors' stronger ad campaigns. He must have nightmares about opera singers, meerkats and Iranian comedians. But he claims Confused is set to come back bigger and better with a new ad campaign and his track record would suggest he will do it. Watch this space.
14. Hayley Parsons, Go Compare CEO
At the helm of the only major independently owned aggregator, the new mother Ms Parsons and her business continue to go from strength to strength as it is in profit and paying down debt. Rumours abound that one major shareholder was planning to cash in some chips to pay for the buyout of his own business, only to find out his stake in Ms Parson's business was actually independently valued at more than the price of his entire firm, but are yet to be substantiated.
15. Matthew Elderfield, head of financial regulation, Irish Regulator
His arrival at the Irish Regulator certainly saw the beginning of considerable changes for Quinn in the UK. Not least its stance on pricing in areas such as solicitors' professional indemnity and young drivers. The impact of Mr Elderfield's intervention is likely to be felt for some time yet and offers brokers a cautionary tale about who they select to carry their client's risks.
16. Steven Burns, QBE Europe CEO
Continues to raise the brand's profile, although may have been trumped by Aviva with its rugby deal.
17. Amanda Blanc, Towergate deputy CEO
Has been focused on turning the 'acquisition animal' into a broker that can grow organically. So as CCV takes over the acquisition mantle for the Towergate Group, Ms Blanc's Towergate Risk Solutions has recruited dozens of sales executives. She has also become a key figure in the industry's drive to push its professional status to a level equal to other professions such as accountancy and law. As deputy CEO of the group Ms Blanc has been tipped to take the helm when Mssrs Cullum and Homer are finally allowed to hang up their hats.
18. Charles Philipps, Amlin Group CEO
Many thought Mr Philipps overpaid for Fortis Corporate Insurance deal, but he seems to have done well incorporating it.
19. Bronek Masojada, Hiscox Group CEO
Hiscox is in the enviable position of building a strong retail business, and now it has a significantly wider profile following its highly visible and eye-catching poster campaign based on the theory that it is as good as its word. While Mr Masojada's London market business has taken a bit of a bashing of late — at the behest of catastrophic events — the firm is diverse, well-spread and growing in the right places.
20. Bill Cooper, Lloyds TSB Corporate Markets head of insurance team
If deals pick up, Mr Cooper and his team will surely be at the forefront of activity.
21. The Phantom Personal Injury Text Pest/s
Whoever they are, wherever they may be, these people are becoming very annoying. Not least because of the fact that Royal Bank of Scotland Insurance has revealed 11% of its claims had arisen after consumers were contacted by claims management firms via e-mail or text message. The Ministry of Justice is currently investigating the rising tide of organisations sending unsolicited text messages to consumers promoting personal injury services, but whether it comes to anything remains to be seen.
22. James Shea, Chartis UK MD
Mr Shea's predecessor Lex Baugh certainly raised his profile — a very un-AIG, now Chartis thing to do — as a result of the well publicised problems suffered by the group two years ago. Now things are settling down at Chartis, the early signs — see cover story — are that the Canadian and long time AIG staffer Mr Shea plans to carry on the charm offensive with the media, brokers and buyers alike.
23. Lord Justice Rix, Lady Justice Smith and Lord Justice Stanley-Burnton Their decision on the landmark employers' liability trigger appeal case will have huge consequences for liability underwriters.
24. Nikolaus von Bombard, Munich Re chairman
The powerhouse continues to be at the top of its game. As a behind-the-scenes player in the UK, it puts some serious capital behind managing general agents.
25. Dominic Burke, JLT CEO
Mr Burke and his business has been very much in vogue over the summer with — depending on which waterhole you were drinking in — Aon, Marsh and Willis all clambering to buy the business. However, bullish scouser Mr Burke claims it is his firm — one of the few recent listed broking success stories - that will be doing the buying, not the other way round.
26. Michael Watson, Canopius chairman
As boss of the largest privately owned Lloyd's firm Mr Watson has overseen significant growth over the last six years through a mix of organic expansion and acquisition. His deal for beleaguered motor outfit KGM certainly raised eyebrows, but indicates that Mr Watson has his eye on the bigger picture, with the need for a diversified portfolio, especially at a time when motor rates are heading northwards.
27. Philippe Maso, Axa Insurance CEO
Swiftcover continues to shine brightly, but questions remain as to how the UK business will be managed in the future (from Paris?) and where this leaves the likes of Mr Maso. Overlooked for the UK CEO role on Nicolas Moreau's departure, he is now in his third year in the UK and as the Powerlist went to press he was facing one of the biggest decisions of his career here, namely how its brokered commercial business should be run having seen Ant Middle depart to Aviva. With speculation about Axa's broker arm Bluefin refusing to go away, the next 12 months look set to be key for Mr Maso and his team.
28. Chris Huhne, energy and climate change secretary
He lost the last Lib Dem leadership battle and watched his party flounder in the general election but somehow wound up in the cabinet. He was immediately faced with building the response to one of the biggest ever corporate and natural disasters in the BP Deepwater Horizon explosion, while facing off the inevitable tabloid scandal. However, Mr Huhne is an important figure for the industry when it comes to flood risk and specifically the negotiations around renewing the statement of principles.
29. Toby Esser, Cooper Gay group CEO
The results for the year are good and the business is repositioning itself having sold FSJ to Giles, giving the latter its first foothold in the London market, as an international wholesaler and reinsurance broker of some scale. Talking of which, Mr Esser's firm's stature has magnified with its recent merger with independent US firm Swett & Crawford, creating a $3.5bn (£2.4bn) business and giving it the combined critical mass to become a decent sized public company, if it goes down that route.
30. Chris Giles, Giles Insurance Brokers CEO
The days of journalists receiving a press release a week from Mr Giles' PR machine announcing yet another acquisition have gone but that is not to say that Mr Giles has lost his appetite and the suspicion is that he is still angling for that market-changing deal. That one will someday be sealed between Mr Giles and Oval's management is still not impossible. Charterhouse will be looking for some return and also evidence that Mr Giles' senior team is solid enough to take the business to the next stage.
31. James Zelter, Apollo Management CEO
With Brit now very much in the firm's sights as the Powerlist went to press, could Mr Zelter be the man to lead the charge for London market consolidation? Whatever the outcome, the high-profile move by the former chief investment officer of Citigroup Alternative Investments has certainly got London market outsiders thinking about the values of the listed Lloyd's vehicles and thrown a light on a sector that is normally forgotten by investors in favour of other less profitable, but higher profile sectors.
32. David Howden, Hyperion chief executive
Likeable and full of beans, but beneath that floppy fringe lies a steely ambition and determination to expand the business. Mr Howden has a stated plan to float the business but there seems no reason to rush this through while the markets remain weak. Under the Hyperion umbrella, its managing general agent Dual is expanding into new lines of business having secured new capacity with big hitters such as Hiscox and Amlin. He has spoken of his desire to buy a sizeable UK broker although his stipulation that it should be debt-free is limiting.
33. Michael Casella, Chubb Europe chairman and CEO
The much-travelled American has been with Chubb most of his working life but still has a considerable appetite. This year Mr Casella oversaw Chubb's Lloyd's entry, and now domiciled in the UK (rather than being a branch office of a Belgian firm) Chubb Europe's high entry into the top 100 rankings indicates what a force the firm is.
34. Adrian Colosso, Heath Lambert group CEO
A popular figure in the industry — one high profile SME broking boss numbers him as one of his only industry friends — Mr Colosso has steered Heath Lambert along a more stable and stronger growth curve. The broker's affinity arm has seen a good few wins and it is building up a UK corporate team of experienced brokers. Having stabilised the business in his time at the company is it possible that Mr Colosso may start considering his next step if he has not already been afflicted by the seven-year itch?
35. Tim Breedon, Legal & General group CEO and chairman of the Association of British Insurers
He took over the ABI role in July and is now charged with advising on getting a new director general, after the trade body was made to look slightly silly with the recruitment and then departure of Aussie Kerrie Kelly, amid talk she just wasn't up to the job.
36. Trevor Cooke, Prudential Insurance Policy, Financial Services Authority
As the man leading the consultation on the Employers' Liability Register, Mr Cooke's conclusions will be watched closely.
37. Clive Cowdery, Resolution's founder and chairman
The debate about the pros and cons of the composite model was partly triggered by Mr Cowdery's successful play for Axa's life business — a deal that was no doubt in the mind of RSA when it made its bid for Aviva's GI business. It's unlikely that Resolution will stop at Axa in its consolidation of the life market, although perhaps Mr Cowdery will look abroad for its next target. Another possibility is that he will try to replicate his model in the general insurance market, which would certainly shake things up.
38. Edward Dutton, British Gas Insurance underwriting director
The former underwriting director for UK corporate partnerships at Axa has effectively taken the role of chief executive designate at the start-up. The Centrica-owned business, which received the green light from the Financial Services Authority only last year, has the ambition of becoming a top-10 UK player by the end of 2011. No pressure then Ed.
39. John O'Roarke, LV general insurance MD
With his business now in profit and things ticking along nicely is there any chance that the guitar playing former Churchill and Royal Bank of Scotland Insurance boss will get start getting restless? Having taken on most of the people LV wanted from his former employer, could Mr O'Roarke have a big move up his sleeve? Or will he be constrained in his plan by the fact his parent is a mutual?
40. Stephen Lewis, Zurich UK general insurance CEO
Fresh from working behind the scenes in Europe, Mr Lewis claimed he had always kept one eye on the UK GI market during his stint abroad. Yet he displayed barely disguised horror at the flatness of the rates and the combined ratios particularly in the UK motor insurance sector. After an explosive entrance, he has been rather quiet bar his response to the data protection breach committed by Zurich's South African operation that affected UK-based customers, when his response was swift and firm.
41. Neil Utley, Hastings chairman and self-confessed insurance entrepreneur
Mr Utley is in the enviable position of having both time and money on his side. Since stepping down from his last role as chief executive of IAG UK in somewhat grey circumstances, he has joined the consortium of investors that backed a multi-million pound buy-out by staff of KBC Peel Hunt and has been closely linked with an offer to buy Provident from its US owners. Despite his youthful demeanour, Mr Utley is part of the industry establishment and he is clearly an expert in avoiding burning bridges.
42. Simon Konsta, Barlow Lyde Gilbert senior partner
Consolidation in the legal market has not been as rife as it was in the broker market ≠‚Äî but the most recent shake-up in the insurance sector saw the demise of Manchester-based Halliwells. On the insurance side, Mr Konsta's operation was the biggest winner, with 17 ex-Halliwells partners joining its Manchester team, and earning it a place on Axa's legal panel.
43. Sandy Scott, Chartered Insurance Institute chief executive
Dr Scott should be pleased this year as the industry seems to be waking up to the CII's professionalism drive. Of course, it is the industry itself that will benefit but if the Aldermanbury Declaration does take off Dr Scott will have made an important and long-lasting contribution to the sector.
44. Kevin Spencer, Markerstudy Group managing director
Mr Spencer may keep a deliberately low profile now, having been a one-man ambassador for the Gibraltar insurance sector in the early noughties, but the Chelsea fan continues to make his mark. Last year's move for Zenith effectively saw his empire almost double in size and, with many broker-focussed motor rivals pulling the plug on the sector, Mr Spencer and his team could be primed for a lucrative year ahead.
45. Peter Wood, Esure chairman
Although we haven't heard much from Mr Wood since he led a management buyout from Lloyds Banking Group in February, the notoriously media shy Esure founder will no doubt be working away on his existing brands, including the popular Sheila's Wheels brand, or plotting his next move as an independent investor.
46. Wayne Felton, Mitie Property Solutions managing director
The former Serco and Johnson Controls manager has been charged by his paymasters to seize a "significant" market share of the property claims market by 2015. He is being supported in his ambitions by former Homeserve national surveyor managers Nick Turner and Paul Cutler, two people who will know all about big ambitions turning sour in this sector. But the duo should be all the wiser for their time at Homeserve — experience that could stand Mr Felton in good stead to meet his goal.
47= Eric Galbraith, British Insurance Brokers' Association CEO and Barbara Bradshaw, Institute of Insurance Brokers CEO
With their respective organisations co-operating more and more, straight talking petrolhead Ms Bradshaw and the affable Scot Mr Galbraith seem to have strengthened their hands in dealing with the political and regulatory decision makers.
49. Stephen Evans, Accident Exchange chief executive
He fought a good fight in a high-profile case against Autofocus that certainly threw the issue of spot rates in the credit hire market into the limelight, with far reaching implications for insurers. The particular battle resulted in a victory of sorts for Mr Evans when Autofocus went into administration and then was acquired. Closer to home, his own firm's de-listing will be watched with interest.
50. Matthew Reed, Power Place CEO
Will the ambitious Power Place boss hit his target of £1bn by the end of 2012 or are there too many others snapping at his heels. Although the Powerlist tends to take one person per company in the name of fairness, Mr Reed — effectively a Towergate group employee — sneaks in at number 50 as a result of his considerable drive and the business's growth. The next 12 months will tell whether the big words will translate into market share.
Top 50 movers & shakers
|Position 2010||Position 2009||Name||Company and job title||Highest position and when|
|1||NE||Carlos Montalvo Rebuelta||Secretary general, Ceiops||1 (2010)|
|2||NE||Mark Hodges||Aviva UK, chief executive||2 (2010)|
|3||NE||Mark Hoban||Financial Secretary to the Treasury||3 (2010)|
|4||8||Barry Smith||Fortis Insurance UK, CEO||4 (2010)|
|5||NE||Lord Young of Graffham||5 (2010)|
|6||3||Andrew Torrance||Allianz Insurance, CEO||3 (2009)|
|7||NE||Mohammed Patel||Formerly of Nottingham Drive, Bolton, now detained by Her Majesty's prision service||7 (2010)|
|8||13||Rob Brown||Aon UK, CEO||8 (2010)|
|9||NE||Adrian Brown||RSA, UK CEO||9 (2010)|
|10||39||Paul Geddes||Royal Bank of Scotland Insurance (CEO)||10 (2010)|
|11||NE||Mervyn King||Bank of Englonad, governor||11 (2010)|
|12||5||Richard Ward||Lloyd's, CEO||3 (2007)|
|13||20||Henry Englehardt||Admiral Group, CEO||4 (2007)|
|14||NE||Hayley Parsons||Go Compare, CEO||14 (2010)|
|15||NE||Matthew Elderfield||Irish Regulator, head of financial regulation||15 (2010)|
|16||12||Steven Burns||QBE Europe CEO||11 (2007)|
|17||NE||Amanda Blanc||Towergte, deputy CEO||17 (2010)|
|18||18||Charles Phillipps||Amlin Group, CEO||10 (2006)|
|19||21||Bronek Masojada||Hiscox Group, CEO||12 (2005)|
|20||16||Bill Cooper||Lloyd's TSB Corporate Markets, head of insurance team||16 (2009)|
|21||NE||The Phantom Personal Injury Text Pest/s||21 (2010)|
|22||NE||James Shea||Chartis UK, MD||22 (2010)|
|23||NE||Lord Justice Rix, Lady Justice Smith, and Lord Justice Stanley-Burnton||23 (2010)|
|24||NE||Nikolaus von Bombard||Munich Re, chairman||24 (2010)|
|25||19||Dominic Burke||JLT, CEO||8 (2007)|
|26||NE||Michael Watson||Canopius, chairman||26 (2010)|
|27||4||Philippe Maso||Axa Insurance CEO||4 (2009)|
|28||NE||Chris Huhne||Energy and climate change secretary||28 (2010)|
|29||NE||Toby Esser||Cooper Gay group, CEO||29 (2010)|
|30||28||Chris Giles||Giles Insurance Brokers, chairman/CEO||4 (2008)|
|31||NE||James Zelter||Apollo Management, CEO||31 (2010)|
|32||NE||David Howden||Hyperion, chief executive||32 (2010)|
|33||NE||Michael Casella||Chubb Europe, chairman and CEO||33 (2010)|
|34||RE||Adrian Colosso||Heath Lambert group, CEO||34 (2010)|
|35||NE||Tim Breedon||Legal 7 General, group CEO and chairman of the Association of British Insurers||35 (2010)|
|36||NE||Trevor Cooke||Prudential Insurance Policy, FSA||36 (2010)|
|37||NE||Clive Cowdery||Resolution, founder and chairman||37 (2010)|
|38||NE||Edward Dutton||British Gas Insurance, underwriting director||38 (2010)|
|39||41||John O'Roarke||LV general insurance MD||35 (2003)|
|40||43||Stephen Lewis||Zurich UK general insurance, CEI||40 (2010)|
|41||36||Neil Utley||Hastings chairman||22 (2007)|
|42||NE||Simon Konsta||Barlow Lyde Gilbert, senior partner||42 (2010)|
|43||RE||Sandy Scott||Chartered Insurance Institute, chief executive||38 (2006)|
|44||NE||Kevin spencer||Markerstudy Group managing director||44 (2010)|
|45||RE||Peter Wood||Esure, chairman||11 (2003)|
|46||NE||Wayne Felton||Mitie Property Solutions, managing director||44 (2010)|
|47=||40||Eric Galbraith||British Insurance Brokers' Association, CEO||23 (2007)|
|47=||NE||Barbara Bradshaw||Institute of Insurance Brokers, CEO||47 (2010)|
|49||NE||Stephen Evans||Accident Exchange, chief executive||49 (2010)|
|50||NE||Matthew Reed||Power Place, CEO||50 (2010)|
NE = new entrant RE = re-entrant
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