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Pricing for the future: Does underwriting need a rethink?

Let’s start with a simple truth: the way we price and underwrite risk isn’t keeping up with the world we’re living in. A recent Sapiens Insights Session with Swiss Re explored what’s really changing (and what needs to change) in underwriting. This blog provides some key takeaways from the session.

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Understanding Britain's subsidence divide

July 2026 was the driest month England and Wales have seen in 190 years of records. Based on modelled data on 34 million homes, this content highlights how insurers can score ground, weather, and property factors to achieve a holistic, address-level view of subsidence risk.

Can MGAs stay ahead in personal lines pricing?

In today’s fast paced, competitive, personal lines market, pricing has become a key battleground. This content highlights why pricing agility, richer data and digital trading capabilities are becoming the defining competitive advantages for ambitious MGAs.

Designing the insurance policy of the future

At a recent Insurance Post webinar, held in association with Hyland and Duck Creek Technologies, an expert panel examined how AI could reshape commercial insurance and the respective roles of technology, humans and governance. This content highlights the implications for future insurance policies.

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