Exposure management in action - Munich Re
In 2009, Munich Re - which pursues an integrated business model consisting of both primary insurance and reinsurance - achieved a profit of €2.56bn on premium income of around €41bn. It operates in all lines of insurance, with around 47,000 employees throughout the world.
Munich Re's primary insurance operations are concentrated mainly in the ERGO insurance group, one of the largest in Germany and Europe. In international healthcare business, Munich Re pools its
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