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Regulation

Going for brokers.

As well as the modernisation of Lloyd's, brokers are also facing a shake-up that will ensue when the Financial Services Authority assumes regulatory control of the market. Marcus Alcock gives an overview of what the transition is likely to mean for the…

Clarity is the best policy.

Traditionally, insurance policy wordings have been a bit of a puzzle to the uninitiated reader, however, the FSA looks set to implement legislation on plain English, so insurers had better get out their dictionaries, says Steven Spedding.

A question of damages.

Last week, the government confirmed its intention to move away from lump-sum damages for personal injury. Lord Hunt warns it must ensure certainty for insurers in any new system, or risk imposing a system worse than that which presently exists.

Survival rates.

If the Financial Services Authority was to impose a fixed-fee system in general insurance, this could cause problems for brokers. A shift in culture, greater efficiency and diversity are perhaps the best ways to capitalise on their existing assets and…

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