Legal Update: Getting your wordings right for the Insurance Act
The insurance market has been living with the Insurance Act 2015 for nearly six months. It is too early to draw firm conclusions about how the Act may impact claims but there is ample evidence that the Act is affecting risk placement and contract terms and conditions.
The majority of insurers and brokers have taken the opportunity to revamp wordings. This has been done in a variety of ways: full redraft; adding bespoke or standard clauses; by endorsement; or
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