Capital Consequences: Part One
In the first part of a two part article, Steven McEwan examines the current solvency and capital requirements that apply to non-life insurers and what happens when they are not being satisfied. The second part will examine the differences that are expected under Solvency II.
Since the implementation of the first Non-Life Insurance Directive of 1973, non-life insurers in the EU have been required to maintain a "solvency margin". The solvency margin is a buffer of assets in
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