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Crunch decision

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The bills for clearing up after a car crash have typically been paid by the insurers of the vehicles involved. However, a new court ruling says there is no legal duty to pay any more than the statutory minimum for recovery - and that could save insurers millions. William Chapman and Jonathan Hill report

When a vehicle is damaged in an accident, who is responsible for clearing the wreckage? Perhaps more importantly, who pays for it? The usual answer is that the police authority involved will arrange

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