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Unlocking market potential.

Independent financial advisers are having to look elsewhere for income as they find their commission reduced by stakeholder. The greatest opportunities exist in corporate protection - particularly key person insurance - and they are using their initiative to unlock this key sector, says Keith Sankey.

The coming of stakeholder is crunch time for independent financial
advisers. Its 1% maximum annual management charge means providers cannot
afford to pay commissions at levels as generous as in the

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Big Interview: Louise Birritteri, Pikl

Louise Birritteri, founder and CEO of Pikl, explains how the insurtech is reshaping risk, revenue and flexibility for short-term let property managers and how she is using profits to launch a mass market product plus expand into the US.

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