Unlocking market potential.

Independent financial advisers are having to look elsewhere for income as they find their commission reduced by stakeholder. The greatest opportunities exist in corporate protection - particularly key person insurance - and they are using their initiative to unlock this key sector, says Keith Sankey.

The coming of stakeholder is crunch time for independent financial
advisers. Its 1% maximum annual management charge means providers cannot
afford to pay commissions at levels as generous as in the

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Big Interview: Jon Dye, Hiscox

Jon Dye, CEO of Hiscox UK, sits down with Harry Curtis to discuss the business’s growth prospects, its ongoing digital trading efforts and new look C-suite.

Could rugby court clash shift the sport to self-insuring?

The outcome of a lawsuit launched by hundreds of rugby union players could have a far-reaching impact on the future of the sport. Tim Evershed looks at whether parallels can be drawn with similar actions in the US against governing bodies, such as the NFL and NHL, and what can be done to make sure players remain insurable.

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