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The party's over.

The many events cancelled in the wake of the terrorist attacks of 11 September have put added strain on contingency insurers - already suffering because of the recent floods and foot and mouth outbreaks. A widespread rethinking of cover is happening, says Simon Threadgold.

When I managed to contact my son in New York on 13 September, he had
just scrapped a planned excursion upstate with some friends the following
weekend. Nobody could bear the thought of holidays. He

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