In deep water?
This year has seen a high tide for insurers. They are struggling to hold on, with the fallout from flooding and storm damage, company collapses, the contracting market and soaring costs - not to mention September's terrorist attacks, threatening survival. David Fanning wonders if things will ever be the same again.
It has been a miserable year for many general insurers, as theyfought against soaring costs, rising customer expectations, tightening
markets, and a worsening public perception of the industry's
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