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Running smoothly

Keyman cover saw a huge, if brief, surge after the 11 September attacks. While all companies are greater than the sum of their parts, this insurance is now more widely accepted as essential to keep them running smoothly if a vital member of staff is out of commission, says David Fanning.

Not surprisingly, there was a huge flurry of interest worldwide in keyman insurance following last year's terrorist attacks in the US.

St Paul International subsidiary Cassidy Davis, for instance

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