A personal thing
As premiums and commission levels fall, many insurance companies have pulled out of personal accident. But, says Sam Barrett, while it may not be everyone's cup of tea, non-standard, affinity and group risks are providing opportunities for insurers and brokers to get their teeth into.
The personal accident market has changed significantly in the lastfew years, with many feeling it is no longer profitable. But, while some
have deserted it, others are exploiting the void they have
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