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Feeling the heat

Along with the liability crisis, regulation, flooding and long-tail losses, the hot topic this year has been the fall in investment returns, which has hit capacity in the market hard and seen underwriters burnt. Hugo Cranmore examines how the industry proposes to lower the heat.

This year, the insurance industry experienced equal measure of
self-inflicted injuries and slings and arrows from outside. "This was the
year when the other shoe dropped," says Andrew Power, leader

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