How insurance can go public
Many of the public sector's functions involve what are considered to be high-risk activities and as a result, self-insurance is often the only route to protection. However, brokers and insurers can still provide a consultancy service on how to manage the risks, says Sharon Roots.
It can be argued that the public sector has always had a greaterfocus on the uninsurable aspects of risk than the commercial world. Some
areas of the public sector do not purchase insurance at all
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