Brave new world.
The growing complexity of our daily lives along with social and technological advances are necessitating changes in the way insurance is packaged and sold and risks are calculated. Michael Kelly argues that insurers embracing these changes will have a head start over the rest.
According to Wired Magazine, the average American works 25% hardertoday than they did in the early 1970s. Not only are people working
harder, they also spend more time in traffic and less time with
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