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You can't have it both ways.

The doctrine of 'apparent authority' is broad but does not operate if the person who invokes it knows a limitation on the authority or has taken steps to limit it, explains Peter Chaffetz.

The latest judicial decision arising from the collapse of the
Unicover Occupational Accident Pool illuminates a recurring problem in
agency relationships - how to determine when an agent has actual

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Paul Morden, Munich Re

Paul Morden, CEO of Munich Re UK’s branch is responsible for shaping and delivering reinsurance strategy across the UK and Ireland.

Jason Richards, Swiss Re

As CEO for UK & Ireland at Swiss Re, Jason Richards sits at the centre of one of the most influential reinsurance platforms in the London market, shaping how insurers respond to an increasingly volatile and complex risk environment.

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