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Keep your head above water

Indemnity period clauses generally allow businesses 12 months to get back to normal should disaster strike. However, companies are increasingly finding a year is not always long enough and calls are being made to revise this standard, explains Olivier C Laurent

Former US secretary of Defense Donald Rumsfeld once said: "As we know, there are known knowns; there are things we know we know. We also know there are known unknowns; that is to say we know there are

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