Independent today - getting the drift

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Three years on, opinion is still divided as to whether the industry has learned valuable lessons from the demise of Independent Insurance, or if it has all been seen as a load of hot air. Ralph Savage looks at how the industry might look if Independent had survived

Most 'what if' scenarios prophesy doom and destruction, but this one may not. Imagine that, back in May or June 2001, a last minute rescue package had been tabled and accepted by the shareholders of

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