Policy Expert’s Hardy on pricing home insurance for new risk reality
As extreme weather, rising repair costs and geopolitical instability reshape the risk landscape, Steve Hardy, CEO of Policy Expert, argues the home insurance market must price for long-term resilience rather than chase short-term affordability.
The UK home insurance industry is entering a new phase of environmental and geopolitical risk that can no longer be ignored.
I’ve been in personal lines insurance for more than 25 years, and the
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