The Motor Insurers' Bureau has warned that the Motor Insurance Database must be accurate for the continuous insurance enforcement scheme to be a success.
Speaking at the tenth annual motor claims conference, Neil Drane, MIB head of MID services, called on the insurance industry to use validation techniques to ensure the accuracy of the database, ahead of any plans to bring CIE into force.
Currently, police can only prosecute uninsured motorists if they are caught in the act of driving. But under the CIE scheme, it will be an offence for a vehicle to be uninsured by its registered owner — unless it is declared as being off the road.
Explaining that a move to CIE would depend on the accuracy of the MID, Mr Drane said: "The message to the industry on this issue is that we need validation techniques built into the process and we need to contemplate that as an issue going forward.
"It is important that we take the time and effort to make the processes work. There are many issues that can arise from contacting motorists we, possibly wrongly, believe are uninsured that could be treated as an accusation."
The CIE project team at the MIB are working with the DVLA and Department for Transport to ensure that the technology, new systems and steps to communicate with registered keepers are tested and in place by early 2011.
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