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From risk to resentment: Why insurance pricing needs fixing

James Daley

With more than 400 factors now shaping premiums, James Daley, managing director of the research and consultancy group Fairer Finance, argues insurance pricing has become ever more complex and is increasingly unfair for consumers.

Insurance pricing has become ever more complex over the past few decades. 

Not that long ago, car insurance prices were calculated on a limited number of factors – such as the experience of the driver

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