Aviva’s Phil Bayles on trading in a hard market

Phil Bayles Aviva

As trusted advisors providing access to high quality risk management resources brokers can help clients meet the challenges that lie ahead and should be in contact with insurers as early as possible to review cost and cover options, says Aviva’s chief distribution officer Phil Bayles.

After years of talking about it, we are finally faced with a hard market across commercial lines. For many, myself included, this is the first experience of such conditions and the challenges it will

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